What are the top 10 trends in digital banking and fintech globally?

1. Open banking: Encouraging collaboration between banks and fintech companies to share customer data securely and facilitate enhanced services and products.
2. Mobile banking: Increasing adoption of smartphones and mobile apps for banking transactions and account management.
3. Digital wallets: Growth of digital payment platforms, such as Apple Pay and Google Pay, enabling secure and convenient transactions.
4. Artificial intelligence (AI) and chatbots: Utilizing advanced algorithms and natural language processing to enhance customer experience and provide personalized financial advice.
5. Robo-advisors: Automated investment platforms that use algorithms to create and manage portfolios, offering low-cost investment advice to customers.
6. Blockchain and cryptocurrency: Exploring decentralized ledger technology and digital currencies like Bitcoin to enable secure and transparent financial transactions.
7. Biometric authentication: Leveraging fingerprint, facial, or voice recognition for secure and frictionless customer authentication.
8. Personalized banking: Utilizing data analytics to offer personalized financial recommendations, customized products, and tailored experiences.
9. Cybersecurity solutions: Growing focus on protecting customer data and preventing fraudulent activities through advanced cybersecurity measures.
10. Neobanks: Digital-only banks that deliver banking services through mobile apps, offering quick and hassle-free account setup and personalized banking experiences.